Miami Asset Protection Attorney

The attorneys at Perez‑Roura Law serve as Miami asset protection lawyers helping individuals and families safeguard their assets from lawsuits, creditors, and long‑term care costs through legally sound asset protection strategies including trusts, exemptions, and business structures. Our asset protection attorney team in Miami provides legal counsel for irrevocable trusts, business entity structuring, and Florida homestead exemptions designed to shield wealth and preserve your legacy.

Asset protection isn’t just for the ultra-wealthy—it’s essential planning for anyone who wants to protect their home, business, or savings from unpredictable threats. Whether it’s a lawsuit, long-term care costs, divorce, or economic downturns, asset protection allows you to preserve what you’ve worked for while maintaining flexibility and compliance with Florida law. At Perez‑Roura Law, we craft legally defensible strategies tailored to your risk profile and long-term goals, helping you sleep better at night knowing your legacy is shielded from harm.

Irrevocable and Domestic Asset Protection Trusts

Trusts are a cornerstone of any asset protection strategy. We design irrevocable trusts that remove assets from your direct ownership—placing them under the management of a trustee—while still preserving use and benefit when structured correctly. Florida also permits Domestic Asset Protection Trusts (DAPTs), which offer another layer of protection from lawsuits or financial threats. These trusts work particularly well for real estate, savings, and investment accounts. We tailor every trust to meet your specific concerns—be it future health costs, liability from professional practice, or creditor exposure.

Florida Homestead and Exemption Strategies

Florida’s legal system provides powerful exemptions that help shield your assets—starting with the homestead exemption, which protects the full value of your primary residence from most creditors. We help ensure your property qualifies for this protection, while also exploring protected classes of annuities, retirement accounts, and life insurance policies. We ensure you meet the legal thresholds and use these exemptions strategically to shelter both assets and income from garnishment or loss.

Business Entity Structuring to Separate Risk

Entrepreneurs and property owners face constant liability exposure. We structure LLCs, FLPs (Family Limited Partnerships), and holding companies to legally separate business risks from personal assets. This structure prevents a business lawsuit or tenant dispute from affecting your savings or home. We also advise on how to operate these entities properly—drafting operating agreements, updating tax elections, and ensuring compliance—so your protection is effective and enforceable.

Creditor Challenges and Fraudulent Transfer Issues

Timing and intent matter in asset protection. Transfers made too close to a lawsuit or debt event can be challenged in court. We ensure your strategies are set up proactively and properly documented, reducing the risk of reversals or court actions under Florida’s fraudulent transfer statutes. If you’re already facing litigation, we explore damage control options that are ethical, legal, and designed to preserve as much as possible without violating court orders.

Integrating Asset Protection with Estate and Tax Planning

Asset protection works best when it’s part of a comprehensive estate plan. We integrate trusts, business entities, and exempt holdings with your will, healthcare directives, and long-term financial goals. This ensures all parts of your legal strategy work together—providing not only risk defense, but also tax efficiency, smooth inheritance transitions, and long-term family stability. From shielding retirement savings to preparing a family business for succession, we create a unified plan that protects now and provides later.

Building and protecting wealth are two sides of the same coin. With Perez‑Roura Law, your Miami-based legal team, you get thoughtful strategies that meet the highest legal standards—while preserving your control, dignity, and legacy. Contact us today to explore your asset protection options and secure peace of mind for you and your family.