Miami Medicaid Planning Attorney

The attorneys at Perez‑Roura Law serve as Miami Medicaid planning lawyers guiding seniors and families through asset preservation while securing long‑term care eligibility through legal tools like trusts, spousal protections, and spend‑down strategies. Our medicaid planning attorney team in Miami helps clients navigate complex eligibility requirements while protecting family wealth and ensuring access to essential long-term care coverage.

Navigating Medicaid eligibility in Florida involves more than paperwork—it’s about protecting your loved one’s savings and ensuring care without unintentionally disqualifying them. At Perez‑Roura Law, we help Miami clients create comprehensive Medicaid plans that balance legal requirements with compassion and foresight. From structuring assets to qualify without waste, to safeguarding spousal income and challenging application denials, our focus is on preserving dignity, autonomy, and financial security during life’s most critical seasons.

Strategic Asset Protection with Medicaid Trusts

Creating tools like irrevocable Medicaid asset protection trusts (often called “Medi‑Trusts”) allows you to shelter certain assets—like retirement savings or investment accounts—while meeting Medicaid’s asset limits. These trusts are drafted and funded according to Florida regulations, ensuring that necessary resources remain for your family, while qualifying you for care. Through careful planning, we help transfer non‑countable assets without triggering penalties, preserving inheritances and property for future generations.

Spend‑Down and Income Planning Techniques

Not every case requires trusts. In some situations, legitimate spend‑down strategies may be the most appropriate route. This could involve paying off mortgage balances, pre‑paying funeral expenses, making charitable gifts, or funding home modifications. We analyze each client’s situation to determine which reductions will satisfy Medicaid thresholds without unnecessary loss of benefit‑eligible assets. We also help spouses retain support through permitted income allowances and transfers.

Spousal Protections and Home Equity Retention

Florida law includes important protections for the spouse who remains at home. We ensure the non‑institutionalized spouse retains sufficient income, access to home equity, and a share of assets—regardless of the Medicaid recipient’s needs. Perez‑Roura Law designs companion asset and income strategies that preserve living standards and the right to return home—even if the other spouse enters a nursing facility.

Application Assistance and Fair Hearing Representation

Medicaid applications can be confusing and subject to duplication—and often denied for technical reasons. We file accurate, complete applications, develop supporting documentation, and respond to agency questions. Should a denial occur, our team prepares for fair hearing appeals, gathering evidence, presenting testimony, and advocating effectively before administrative judges to defend eligibility rights and correct errors.

Protecting Your Legacy and Long‑Term Well‑Being

Asset protection and benefit planning don’t just address immediate care—they safeguard your estate and potentially help avoid Medicare estate recovery claims after passing. We assist with navigating liens, establishing estate‑eligible trusts, or negotiating repayment limitations. Plus, our holistic approach coordinates Medicaid planning with estate, tax, and elder‑law planning so your long‑term strategy is coherent and beneficial.

Creating a Medicaid plan isn’t about limiting care—it’s about enabling care while securing a future for loved ones. With Perez‑Roura Law, you’ll receive smart legal planning, ongoing support through life changes, and advocacy when crises arise. Contact our Miami office to begin shaping a Medicaid plan that protects both your immediate needs and your enduring legacy.