Pay Less Than the Full Balance Over Time

Suppose you’re struggling with IRS back taxes and can’t afford to pay the full amount. In that case, a Partial Pay Installment Agreement (PPIA) may be the ideal tax debt relief option in Miami. This program allows you to make monthly payments that only cover part of the total debt. Once the IRS collection statute of limitations expires, the remaining balance may be forgiven.

With the help of an experienced Miami IRS tax resolution lawyer, you can use a PPIA to stop IRS collection actions, regain control of your finances, and resolve your tax issues strategically.

How a Partial Pay Installment Agreement Works

1. Comprehensive Financial Review – We evaluate your income, assets, expenses, and liabilities to determine eligibility and build a strong case.
2. Strategic Application Preparation – Our legal team prepares and submits all required IRS forms (including Form 433) with accurate and persuasive financial data.
3. IRS Negotiation – As your representatives, we negotiate directly with the IRS to secure monthly payments tailored to your financial situation.
4. Compliance & Relief – As long as you stay current with filings and payments, IRS collections stop. When the collection period ends, the unpaid balance can be forgiven.

When to Consider a Partial Pay Installment Agreement

A PPIA is often recommended by IRS tax resolution attorneys in Miami when:

• You don’t qualify for an Offer in Compromise.
• You can afford partial monthly payments but not the full tax debt.
• Your financial situation is stable and unlikely to improve significantly in the near future.

This IRS payment plan can be a powerful tool for individuals and businesses who want to resolve IRS back taxes without facing financial hardship.

Key Benefits of a PPIA

• Lower Monthly Payments – Based on your actual financial capacity.
• Stops IRS Collection Actions – Protect your wages, bank accounts, and assets from garnishment or levies.
• Long-Term Debt Relief – Once the collection statute expires, the IRS may forgive the remaining debt.
• Strategic Flexibility – Can be paired with lien removal or other tax relief strategies after approval.

How a Miami IRS Tax Resolution Lawyer Can Help

Negotiating a Partial Pay Installment Agreement involves complex financial disclosures and strategic communication with the IRS. At Perez-Roura Law, our attorneys handle every step for you — from eligibility assessment to negotiation and follow-up — ensuring your agreement is structured to protect your financial future.

Our team has extensive experience helping Miami residents and business owners stop IRS collections, set up affordable payment plans with the IRS, and regain peace of mind.

Call Perez-Roura Law at (305) 570-3259 today to speak with a Partial Pay Installment Agreement lawyer in Miami and explore the best strategy to resolve your IRS debt.