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Disability Planning


Perez-Roura Law helps individuals and families in Miami plan for potential disability or incapacity with legal tools like powers of attorney, healthcare directives, and trust strategies. We ensure your rights, wishes, and assets are protected at every stage of life.

No one likes to think about losing the ability to manage their affairs—but failing to plan for disability or incapacity can leave your family facing legal hurdles, financial complications, and medical confusion during an already difficult time. At Perez-Roura Law, we help Miami clients take control with legal strategies that prepare for the unexpected. Whether you’re aging, living with a chronic condition, or simply want peace of mind, our team ensures your healthcare, finances, and legal rights are fully protected if you’re ever unable to act on your own.

Durable Powers of Attorney: Financial Control and Peace of Mind

A durable power of attorney (POA) is a foundational document in disability planning. It allows you to appoint someone you trust to make financial and legal decisions on your behalf if you’re incapacitated. Without a POA, your loved ones may need to go through a time-consuming and costly guardianship process just to pay your bills or manage your property. At Perez-Roura Law, we help you create a durable POA that’s specific, flexible, and fully compliant with Florida law—giving your chosen agent the authority they need while protecting you from abuse or overreach.

Healthcare Surrogate Designations and Medical Directives

Disability planning also involves making decisions about your medical care. A **healthcare surrogate designation** allows you to name someone to speak for you if you can’t make healthcare decisions yourself. This person can consult with doctors, review records, and make choices in line with your values. We pair this with a **living will**, which outlines your preferences for life-sustaining treatment, resuscitation, and other end-of-life issues. Together, these documents ensure that your medical wishes are known and respected—and that your loved ones aren’t left to guess during a crisis.

Planning for Long-Term and Progressive Conditions

If you or a family member is living with a condition that could result in long-term disability—such as Parkinson’s, Alzheimer’s, multiple sclerosis, or stroke-related impairments—early planning is essential. We help clients prepare for these scenarios with customized legal documents, long-term care planning, and coordination with medical and financial advisors. We ensure that future decision-makers are identified, plans for assisted living or in-home care are in place, and public benefits such as Medicaid are preserved through proper asset structuring.

Special Needs and Disability Trusts

For individuals who rely on public benefits like SSI or Medicaid, even a small inheritance or financial gift can result in disqualification. Perez-Roura Law designs **disability trusts**—including first-party and third-party special needs trusts—that allow funds to be used for quality-of-life improvements without disrupting eligibility. These trusts are especially useful for adults with disabilities, seniors in assisted living, or families looking to leave an inheritance for a vulnerable loved one. We guide clients through trust creation, trustee selection, and funding in full compliance with federal and Florida law.

Guardianship Alternatives and Legal Transitions

When planning for incapacity, avoiding court-imposed guardianship is a top priority for many clients. With the right legal documents in place—POAs, healthcare surrogates, and trusts—most families can avoid guardianship altogether. But in cases where guardianship is necessary, we guide clients through the legal process and ensure that the rights and dignity of the person with a disability are protected. We also assist with transitions from minor to adult guardianship for children with special needs, helping families prepare for legal and financial changes that come with turning 18.

Who Should Consider Disability Planning?

Disability planning isn’t just for seniors. It’s essential for anyone who wants to ensure their affairs are handled the right way if the unexpected occurs. That includes young adults starting a career, parents with dependents, business owners, caregivers, and individuals with chronic or inherited medical conditions. Perez-Roura Law works with clients of all ages and life stages to build durable, practical plans that stand up to real-world needs and future challenges. We help you act now—before it’s too late to choose who speaks for you and how your assets are handled.

Disability doesn’t have to mean chaos. With clear legal planning, you stay in control of your future—even when you can’t be present. Let Perez-Roura Law help you create a plan that protects your voice, your rights, and your loved ones when it matters most. Contact us today to start building your disability planning strategy in Miami.